Finance and Home Loan Products

Stop right there!

You have come to our site because you need help!

The hundreds of loans available out there actually feels like you’ve just walked into a library, without any reference points or systems to help.

That’s where we step in, to guide you in the right direction. We have the full assortment of loans to choose from.

Through an easy consultation, we will guide you through the maze of products, and find the best loan suit your needs, for today and for your future needs.

Lending products available:

Variable Rates, Discount Variable Rates, Honeymoon Rates, Fixed Rates, Line of Credit, 100% Offset Loans, Low Doc or No Doc Loans, Reverse Mortgages, Professional Packages and more.

First Home Buyers

It is getting tougher and tougher as a First Home Buyer to own your own home.

Rental prices are on the rise around Australia as are property prices. As a First Home Buyer, the process of finding and purchasing your own home “the biggest financial purchase of your life” can be extremely daunting.

However, with Loan Library you can make it the most exciting time of your life – the way we think it should be!

There are some fantastic new home loan products to suit first home buyers, from a range of lenders, including 100% No Deposit loans. And we will determine if you are eligible for the First Home Owners Grant ( FHOG) and manage this process for you.

Breakout of the rent trap to get control of your own home. So you can paint the room in your own colours, knock down a wall, have a new kitchen or demolish the bright blue bathroom.

Let Loan Library help you make those home ownership dreams a reality!

Investment Loans

Buying an investment property? Or, looking to add to your investment portfolio?

When you look at financing your investment, it is crucial you speak with an experienced professional who will not only put in place a highly competitive loan package, but also assist in ensuring a strategy is in place for you.
There are many varied options for your investment loan; we will find the best to suit you.

Becoming an investor is easier than you think!

Refinancing

Let’s be honest, we all have overspent on a credit card once or twice.

Don’t be embarrassed; consolidate your debts into one manageable payment.

Stop treading water or even worse drowning, its time to speak to someone.

Maybe you need to revisit your existing loan, make sure its right for you.

Refinancing can often be the best possible outcome for your debt management and can allow you to save hundreds or even thousands of dollars each month by eliminating unnecessary interest charges.

It is a good idea to have your mortgage assessed by a professional every 1 – 2 years to ensure you are not paying too much

Construction Loans

Wanting to build the home of your dreams? Seen that perfect display home?

Whether you are looking to build a home to live in, or undertaking a development for investment purposes, Loan Library will steer you through the whole process.

Without the right help, construction can be confusing . Having an experienced professional on your side ensures the entire process is quite simple.

Self Employed Loans

Traditionally, most lenders treated self employed people with a great deal of caution.

Things have changed and, Loan Library is proud to be able to deliver loans to business owners at more competitive rates than ever. These include Lo doc and no doc loans.

Bad Credit History

If you have had financial problems in the past, you may find it difficult to secure finance. Talk to us about Non-Conforming loans, and getting a fresh start.

Why risk losing everything, especially your home!

Talk to us about a second or third chance, This even applies to bankrupts recently discharged.

Commercial or Business Finance

Looking at purchasing a business or a commercial property?

Loan Library are experts in this area and will advise you on how much you can borrow based on the business assets & your personal assets.
Often the banks will attempt to charge high interest rates just because you borrow for business purposes. Our partners Loan Library, will structure your business debts into a low rate that starts low & remains low.

Leasing – Vehicle and Equipment

We can organise the funding for your vehicle, new or old, or maybe an entire fleet of vehicles.
From the fit-out of your factory or any machinery your business needs, Loan Library can help.
Our rates are highly competitive, just test us!